What can we help
you with?

With more than 600 products from 30+ bank and non-bank lenders, we've got you covered.

I want a
home loan

We can source affordable rates for anybody, from the First Home Owners Grant assisted first home buyer looking to buy an apartment with a small deposit, through to seniors who need to fund their retirement – with everything in between. learn more

I want
a business loan

We make getting business loans easy – we’ll sit down with you to determine what your best course of action is and deal with the banks directly, so you can rest easy knowing you’re getting the best finance possible at the lowest interest rates around. learn more

I want an investment
loan

Looking at an investment property? Choosing the right finance can often be the difference between your project's success or failure. Let First Choice Loans crunch the numbers on your behalf, so you can focus on what matters most. learn more

I want to
refinance

Are you paying too much for your home loan? It's very likely that switching to another mortgage will save you in the long run, especially with today's rates. Let First Choice Loans shop around and find the best deal for you. learn more

See How We Can Help You

2 Minute Loan Enquiry

Why Use Us?

Fast Approval Process

Our fast, yet thorough analysis process gives us the upper hand, ensuring your application follows the path of least resistance to approval – put simply, our knowledge of the different lenders & their quirks means less waiting for you.

Multiple Lenders

Sometimes, depending on your credit history or what you're looking for, going to a bank isn’t going to be your best option. That’s why we deal with a variety of non-bank entities, such as building societies and non-bank lenders, to find the perfect loan for you.

Free Valuations

We can get free property valuations with many of our lenders, which will help speed up the loan application process (and will help avoid any additional checks on your credit report) - banks love to see up-to-date property values.

WA Wide

Outside of Perth? Not to worry, we can still help. Whether you’re up in Broome, down near Esperance or slap bang in the middle of the bush, distance is no barrier! Request a free consultation and we'll take things from there.

Loans Of All Kinds

We have experience with all kinds of loans, from conventional home and business loans through to low doc loans, home loans for the credit impaired and everything in between. Need equipment finance for a new tractor? We can help!

Recent blog posts

04.05.2017

Infographic – The 7 Finance Books Everybody Should Read

Want to get a grip on your finances? Check out our infographic – The 7 Finance Books Everybody Should Read – for info on the 7 classic finance books that will give you a serious leg-up on your money management and investing.  

24.04.2017

Property Negotiation 101

Haggling over price can be unsettling but with the right approach you’ll be surprised at how much you can shave off the asking price. When the property market is running hot it’s easy to think that meeting the asking price is the only way to seal the deal if you’ve found the property you want. But while some properties may go fast, there’s room for negotiation with others.

24.04.2017

Super Saving – 5 Tips to Help You Save For A House Deposit

If your heart is set on the property market its time to set your eyes on your savings. Breaking into the property market without much of a deposit is still achievable for first time buyers but those who chip a decent sum into their property upfront are going to be much better off. While it is possible to purchase a home with less than a 20 per cent deposit.

24.04.2017

Better Buying With a Pre Approved Loan

Pre-approved finance gives you an advantage over other buyers who are yet to secure a loan as well as giving you a cast iron budget to work to. Knowing your purchasing power is essential before diving into the property market. Not only will this help refine your property search, it also ensures you can move quickly when you find your ideal property.